Fraudio Data Schema

info

Here is Fraudio's full data schema, containing all of the data fields that we use, along with other useful information such as data type, priority level (by product), field description, and the API Endpoint that uses that field.

The schema is organised by API endpoint, which enables you to quickly locate all relevant fields associated with each endpoint.

User guide

First, select the Fraudio product you're using:

• Payment Fraud Detection (for issuers)
• Payment Fraud Detection (for acquirers or payment processors)
• Merchant-Initiated Fraud Detection, or AML (Anti Money Laundering)

Filtering results

You can then optionally:

• Filter by API endpoint to show only the fields which relate to that endpoint
• Filter data fields by priority level
• Use the search bar to quickly find the information you need
• Sort by any column you'd like

Data Schema

Select Fraudio product:

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Critical & RequiredImportantSupplementary

API Endpoint	Field	Data Type	Payment Fraud (Acquirer / Processor)	Description
Fraud Score	transactionid	String	Critical & Required	The unique identifier of the transaction event. Every transaction event, so auth, capture, auth_capture, etc., has its own unique ID.
Fraud Score	transactiontype	String	Critical & Required	The type of transaction event. Possible values are: auth, capture, auth_capture, refund, void, top_up, incremental_auth, atm or reversal. Details about each possible value below. auth: An authorization is used to reserve funds on the customer's card without yet deducting them. capture: A capture is used to immediately deduct authorised funds (up to the amount auth'd) from a customer's card. A capture should always be linked to at least one authorization via the parenttransactionid. auth_capture: A simultaneous combination of auth and capture in the same transaction, for when there is no need to perform these operations separately. refund: A refund transaction returns credit to a customer's payment method. void: A void transaction is the explicit discarding of authorization of funds. top_up: Increases the available credit of a credit card. incremental_auth: A transaction that increases the authorised amount of a confirmed auth transaction that has not yet been captured. atm: An automated teller machine (atm) transaction. reversal: A reversal annuls the transaction and re-credits the customer's payment method. This happens directly after the transaction has taken place but before the funds have been fully processed. none: Use only when the transactiontype is unknown.
Fraud Score	timestamp	Double	Critical & Required	The UTC time at which the transaction was made. When sending events in realtime, this will usually be 'now'. Only Unix Timestamps are accepted.
Fraud Score	originalamount	Double	Critical & Required	Amount/value of the transaction in the original currency. Must be a nonnegative value.
Fraud Score	currency	String	Critical & Required	Numerical currency code of the currency used for the transaction (ISO 4217).
Fraud Score	channel	String	Critical & Required	Indicates the specific type of channel used for a transaction. Accepted values with their description: - ecom: Ecommerce transaction, this is a card-not-present transaction done over the internet. - pos: Point of Sale transaction, also known as card-present. - moto: A mail or telephone order is a card-not-present transaction where the cardholder gives permission to process the transaction by providing order and payment details by mail (not email), fax, or telephone.
Fraud Score	customer	String	Critical & Required	The name of Fraudio's client that makes the API call.
Fraud Score	merchant	String	Critical & Required	The name or identifier of the merchant. This field uniquely identifies the merchant, and should not be confused with the MID. Any name or unique identifier is accepted.
Fraud Score	mcccode	String	Critical & Required	A Merchant Category Code (MCC) is a four-digit number listed for financial services. An MCC is used to classify a business by the types of goods or services it provides. Only ISO 18245 mcc codes are accepted.
Fraud Score	cardbin	String	Critical & Required	The Bank Identification Number (BIN), also known as the Issuer Identification Number (IIN), is the first six or eight digits of the card number.
Fraud Score	responsecode	String	Critical & Required	The response code is a numerical code that indicates the outcome of authorization checks of issuing banks.. The code must be a 2 character ISO8583-1987 response.
Fraud Score	success	String	Critical & Required	Indicates if the transaction was successfully completed with no technical error. Accepted values are: true, false or none. - true: Successfully completed. - false: Unsuccessfully completed.. - none: Unknown.
Fraud Score	acceptorcountry	String	Important	Countrycode of country where the card acceptor is located. Only ISO 3166-1 numeric country codes are accepted.
Fraud Score	acceptorip	String	Important	The acceptor IP address is the IP address of the card acceptor's terminal. For card-present transactions this terminal, which is used by the merchant to process payments, is typically located on the merchant's premises.
Fraud Score	avsresult	String	Important	AVS (Address Verification System) result is the outcome of a check performed for Card-not-Present and MOTO transactions on the billing address provided by the shopper to see if the provided address matches the address on file with the card issuer. This helps verify the identity of the shopper vs the actual cardholder. It is more likely that the shopper is the cardholder when the billing address details match. Accepted values are: - A: Addresses match/ZIP codes do not. - B: Street addresses match, but ZIP codes not verified due to incompatible formats. - C: Street address and postal/ZIP codes not verified due to incompatible formats. - D: Street addresses and postal/ZIP codes match (VISA). Customer name incorrect, ZIP codes match (AMEX / JCB). - E: Customer name incorrect, billing address and ZIP code match. - F: Street addresses and postal codes match (VISA). Customer name incorrect, billing address matches (AMEX / JCB). - G: Address information not verified for international transaction. - I: Address information not verified. - K: Customer name matches. - L: Customer name and ZIP code match. - M: Street addresses and postal/ZIP codes match. - N: No match. - O: Customer name and billing address match. - P: Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats. - R: Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. - S: AVS not supported. - T: Nine-digit zip code matches, address does not match. - U: Information is unavailable. - W: For U.S. Addresses, nine-digit postal code matches, address does not. For address outside the U.S. postal code matches, address does not (MasterCard / Discover). Customer name, billing address, and postal code are all correct ( AMEX / JCB). - X: For U.S. addresses, nine-digit postal code and addresses matches. For addresses outside the U.S., postal code and address match. - Y: Street address and postal/ZIP match. - Z: Postal/ZIP match, street addresses do not match or street address not included in request. - none: Unknown.
Fraud Score	avsused	String	Important	Indicates if AVS (Address Verification System) is enabled. AVS checks are performed for Card-not-Present and MOTO transactions on the billing address provided by the shopper to see if the provided address matches the address on file with the card issuer. This helps verify the identity of the shopper vs the actual cardholder. It is more likely that the shopper is the cardholder when the billing address details match. Before authentication it can already be known whether AVS is enabled, the result (avsresult) will only be known after authentication. Accepted values are: - true: AVS enabled. - false: AVS disabled. - none: Unknown.
Fraud Score	cardexpirydate	String	Important	The expiry date of the card. Accepted format: MM/yy.
Fraud Score	cardtoken	String	Important	The card token is the encryption that is used to identify the credit card. Any salted hash is accepted.
Fraud Score	cavvresult	String	Important	The Cardholder Authentication Verification Value (CAVV) is a value that allows VISA to validate the integrity of the Verified by Visa (VbV) transaction data for VISA 3Ds transactions. Accepted values are: - 0: CAVV authentication results invalid, no verification performed. - 1: CAVV failed verification (authentication), Issuer approves authorization. - 2: CAVV passed verification (authentication), Issuer approves authorization. - 3: CAVV passed verification (attempt), Issuer approves authorization. - 4: CAVV failed verification (attempt), Issuer approves authorization. - 5: Not Used - Reserved. - 6: CAVV not verified (VisaNet flag for Issuer not selected), Issuer approves authorization. - 7: CAVV failed verification (attempt), Issuer approves authorization. - 8: CAVV passed verification (attempt), Issuer approves authorization. - 9: CAVV failed verification (attempt), Issuer approves authorization. - A: CAVV passed verification (attempt), Issuer approves authorization. - B: CAVV passed verification (authentication). - C: CAVV failed verification (attempt). - D: CAVV failed verification (authentication). - none: Unknown.
Fraud Score	cavvused	String	Important	Indicates if Cardholder Authentication Verification Value (CAVV) is enabled for the transaction. Before authentication it can already be known whether CAVV is enabled, the result (cavvresult) will only be known after authentication. Accepted values are: - true: CAVV enabled. - false: CAVV disabled. - none: Unknown.
Fraud Score	channelsubtype	String	Important	Indicates the subtype of channel used for a transaction. This is a subfield of channel. Accepted values with their description: - paymentlink: The payment is done using a link that is shared by the merchant, also known as PayByLink transactions. - telephoneorder: MoTo transactions where the order and payment details are provided by telephone. - mailorder: MoTo transactions where the order and payment details are provided by mail (not email). - none: Unknown.
Fraud Score	cvvresult	String	Important	Card Verification Value (CVV) result is the outcome of a check performed on the security code provided by the shopper to see if it matches the code on file with the card issuer. Accepted values: - M: CVV2 Match. - N: CVV2 No Match. - P: Not processed. - S: CVV2 should be on the card. - U: Issuer does not participate in CVV2 service, or participates but has not provided the encryption keys, or both. - X: No response from association. - none: Unknown.
Fraud Score	cvvused	String	Important	Indicates if Card Verification Value (CVV) checks are done for the transaction. Card Verification Value (CVV) checs are performed on the security code provided by the shopper to see if it matches the code on file with the card issuer. Before authentication it can already be known whether CVV is enabled, the result (cvvresult) will only be known after authentication. Accepted values are: - true: CVV checks are done. - false: CVV checks are not done. - none: Unknown.
Fraud Score	eci	String	Important	The Electronic Commerce Indicator (ECI) is the value indicating the outcome of 3D-Secure (3DS) authentication attempted on transactions where 3DS is enabled. Different card schemes use different values. Accepted values for Visa / American Express / JCB / Discover / Diners are: - 05: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 06: Either cardholder or card issuing bank is not 3D enrolled. - 07: Authentication is unsuccessful or not attempted. - none: Unknown. Accepted values for MasterCard are: - 02: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 01: Either cardholder or card issuing bank is not 3D enrolled. - 00: Authentication is unsuccessful or not attempted. - none: Unknown.
Fraud Score	lastfourdigits	String	Important	The last four digits of the card number.
Fraud Score	merchantcountry	String	Important	Countrycode of country where the merchant is registered. Only ISO 3166-1 numeric country codes are accepted.
Fraud Score	merchantip	String	Important	The IP address of the merchant refers to the IP address where the merchant is registered. It is important to distinguish between the acceptor IP and the merchant IP. The acceptor IP is the location of the merchant's server where the payment is received. Therefore, a merchant can have multiple acceptor IPs, but only one merchant IP.
Fraud Score	mid	String	Important	The MID, or Merchant ID, is a unique identifier assigned to a merchant by their payment processor. It's important to note that the MID does not uniquely identify the merchant, but rather it identifies the merchant's account. This is because a merchant can have multiple MIDs, as they may have separate merchant accounts for different aspects of their business.
Fraud Score	parenttransactionid	String	Important	The identifier that links separate events of one transaction. The parenttransactionid can link auths with captures, voids and refunds and it can link auth_captures with refunds and voids. Any name or unique identifier is accepted. For example: In order to link a capture with an authorization, you need to specify the transactionid of the corresponding auth or auth_capture as the parenttransactionid
Fraud Score	posentrymode	String	Important	The Point of Sale (POS) entry mode is the code (3 digits) that identifies the method used to capture the PAN entry mode and the PIN entry capability. ISO 8583 (field 22) POS entry mode consists of 2 parts: 1. PAN (Primary Account Number) entry mode (the first 2 digits): - 00: Unknown. - 01: Key entered / Manual. - 02: Magnetic stripe. - 03: Bar code. - 05: ICC (integrated circuit card, that is, chip). - 07: Auto entry via contactless EMV. - 10: Merchant has Cardholder Credentials on File. - 80: Fallback from integrated circuit card (ICC) to magnetic stripe. - 81: Electronic commerce. - 91: Auto entry via contactless magnetic stripe. 2. PIN entry capability (the third digit): - 0: Unknown - 1: Terminal can accept PINs. - 2: Terminal cannot accept PINs. - none`: Completely unknown posentrymode.
Fraud Score	recurring	String	Important	Indicates if the payment is recurring or not. Accepted values are true, false or none. - true: Is recurring. - false: is not recurring. - none: Unknown.
Fraud Score	threedsused	String	Important	Indicates if 3D-Secure (3DS) is enabled for the transaction. Before authentication it can already be known whether 3DS is enabled, the result (eci) will only be known after authentication. Accepted values are: - true: 3-D Secure has been used. - false: 3-D Secure has not been used. - none: Unknown.
Fraud Score	transactioncountry	String	Important	The country code of the shopper's device from which the card-not-present transaction is made. Only ISO 3166-1 numeric country codes are accepted.
Fraud Score	transactionip	String	Important	IP-address of the shopper's device with which the card-not-present transaction is made.
Fraud Score	gatewaydeclinereason	String	Important	The gateway decline reason is a code provided by the payment gateway indicating the reason for a declined transaction. Declinecodes differ from gateway to gateway, therefore the reason of the decline is preferred. Any declinereason is accepted. E.g. Application Incomplete, Duplicate, Fraud, Risk Thresholds, Card Disabled.
Fraud Score	shopperemail	String	Supplementary	The email address of the shopper.
Fraud Score	shoppername	String	Supplementary	The name or identifier of the shopper. Any name or unique identifier is accepted.
Fraud Score	shopperphonenumber	String	Supplementary	The phone number of the shopper.
Fraud Score	acceptorcity	String	Supplementary	City where the card acceptor is located. Any city name is accepted.
Fraud Score	acceptorid	String	Supplementary	The name or identifier of the acceptor. Any name or unique identifier is accepted.
Fraud Score	acceptorpostalcode	String	Supplementary	Postal code where the card acceptor is located. Any postal code is accepted.
Fraud Score	acceptorstatecode	String	Supplementary	State where the card acceptor is located. Any state code is accepted.
Fraud Score	acceptorstreetaddress	String	Supplementary	Street address where the card acceptor is located. Without acceptorip this field becomes important. Any street address is accepted.
Fraud Score	acquirer	String	Supplementary	The acquirer is a financial institution with whom the merchant has a bank account.
Fraud Score	acquirercountry	String	Supplementary	Countrycode of country where the acquirer is registered. Only ISO 3166-1 numeric country codes are accepted.
Fraud Score	authresult	String	Supplementary	Indicates if the transaction successfully passed all authentication and authorization checks. Accepted values are: - fail: failed authentication and authorization. - success: successful authentication and authorization. - none: Unknown.
Fraud Score	cardaccess	String	Supplementary	Information on how the card was accessed. Accepted values are: - pinaccess: Card is accessed by using a pincode. - signatureaccess: Card is accessed by using a signature. - hybrid: Card is accessed by using a pincode and a signature. - none: Unknown.
Fraud Score	cardholder	String	Supplementary	The name or identifier of the cardholder. This is not the same as the cardtoken, as a cardholder can have multiple credit cards (cardtokens). Any name or unique identifier is accepted.
Fraud Score	cardholderemail	String	Supplementary	The email address of the card holder.
Fraud Score	cardholderphonenumber	String	Supplementary	The phone number of the card holder.
Fraud Score	ddresult	String	Supplementary	The dynamic descriptor result returned by the processor is the text that represents businesses on bank account statements. Can be up to 22 characters long.
Fraud Score	deviceid	String	Supplementary	The mobile device id or any other device id. Any id is accepted.
Fraud Score	deviceos	String	Supplementary	The operating system (os) of the mobile device. Any os is accepted.
Fraud Score	devicephonenumber	String	Supplementary	The phone number of the mobile device. Any phone number is accepted.
Fraud Score	initialrecurring	String	Supplementary	Indicates if the transaction is the first of a series of recurring transactions. Accepted values are: - true: The transaction is the first of a series of recurring transactions. - false: The transaction is not the first of a series of recurring transactions. - none: Unknown.
Fraud Score	merchantadvicecode	String	Supplementary	The merchant advice code is a code provided by the merchant's payment processor that indicates the reason for a declined transaction, and how it can be retried.
Fraud Score	merchantcity	String	Supplementary	City where the merchant is registered. Without merchantip this field becomes important. Any city is accepted.
Fraud Score	merchantpostalcode	String	Supplementary	Postal code where the merchant is registered. Without merchantip this field becomes important. Any postal code is accepted.
Fraud Score	merchantstatecode	String	Supplementary	State where the merchant is registered. Without merchantip this field becomes important. Any state code is accepted.
Fraud Score	merchantstreetaddress	String	Supplementary	Street address where the merchant is registered. Without merchantip this field becomes important. Any street address is accepted.
Fraud Score	processor	String	Supplementary	A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks.
Fraud Score	proxyused	String	Supplementary	Indicates whether a proxy server was used.
Fraud Score	recurringparentid	String	Supplementary	The identifier that links back to the initial recurring transaction (the first of a series of recurring transactions).
Fraud Score	submerchant	String	Supplementary	The name or identifier of the submerchant, which is a merchant that processes under a payment service provider or payment facilitator. These services use one merchant account to process the transactions of many sub-merchants, thereby eliminating the need for each sub-merchant to open and maintain a fully-fledged merchant account. Any name or unique identifier is accepted.
Fraud Score	terminaltype	String	Supplementary	The type of unattended POS terminal, also known as Cardholder-Activated Terminal (CAT) types. Accepted values are: - cat1: Automated Dispensing Machine - cat2: Self Service Terminal - cat3: Limited Amount Terminal - cat4: InFlight Terminal - cat6: Electronic Commerce - cat7: Transponder - cat9: MPOS (mobile POS) - none: Unknown.
Fraud Score	transactioncity	String	Supplementary	City of the shopper's device with which the card-not-present transaction is made
Fraud Score	transactionpostalcode	String	Supplementary	Postal code of the shopper's device with which the card-not-present transaction is made.
Fraud Score	transactionstatecode	String	Supplementary	State of the shopper's device with which the card-not-present transaction is made.
Fraud Score	transactionstreetaddress	String	Supplementary	Street address of the shopper's device with which the card-not-present transaction is made.
Fraud Score	ucafindicator	String	Supplementary	The Universal Cardholder Authentication (UCAF) indicator indicates to what extend the UCAF data collection is supported for MasterCard 3DS transactions. Accepted values are: - 0: UCAF data collection is not supported by the merchant. - 1: UCAF data collection is supported by the merchant, and UCAF data may be present and contain an attempted AAV. - 2: UCAF data collection is supported by the merchant and UCAF data must be present and contain a fully authenticated AAV. - none: Unknown.
Fraud Score	kyclevel	String	Supplementary	The Know-Your-Customer level of the merchant. Any indication level is accepted.
Fraud Score	limitprofile	String	Supplementary	The limit profile of a merchant is a set of limits imposed on the daily/weekly/monthly transaction amounts. A low limit profile number denotes low limits on all transactions.
Fraud Score	merchantemail	String	Supplementary	The email address of the merchant.
Fraud Score	merchantturnover	String	Supplementary	Expected monthly turnover (auths and authcaptures) to be processed through the merchant’s account in euros.
Fraud Score	merchanturl	String	Supplementary	URL of merchant web site or page where transaction took place. Any URL is accepted.
Fraud Score	registrationdate	Double	Supplementary	The time UTC at which the merchant got registered. Only Unix Timestamps are accepted.
Fraud Score	ubo	String	Supplementary	The full name of the Ultimate Beneficial Owner (UBO). The UBO is the individual that is registered as the owner of the merchant account.
Fraud Score	ubocountry	String	Supplementary	Countrycode of country where the ubo is registered. Only ISO 3166-1 numeric country codes are accepted.
Fraud Score	gateway	String	Supplementary	A payment gateway is a merchant service that facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the front end processor or acquiring bank.
Fraud Score	iso	String	Supplementary	The full name of the Independent Sales Organisation (ISO) that accepts credit card payments for the merchant account that is in its portfolio.
Fraud Score	isocountry	String	Supplementary	The country of the ISO.
Fraud Score	kyclevelnorm	Double	Supplementary	A normalized know-your-customer level of the merchant between 0 and 1, where 0 is a totally unknown and untrusted merchant and 1 is a fully known and absolutely trusted merchant.
Fraud Score	ocptenabled	String	Supplementary	Indicates if ocpt is enabled for this merchant. When ocpt is enabled, payout back to the cardholder is supported.
Fraud Score	payfac	String	Supplementary	The full name of the Payment Facilitator that has the merchant account in its portfolio.
Fraud Score	payfaccountry	String	Supplementary	The country of the Payment Facilitator.
Fraud Score	uboemail	String	Supplementary	The email address of the ubo.
Fraud Score	ubophonenumber	String	Supplementary	The phone number of the ubo.
Fraud Score	ubostreetaddress	String	Supplementary	Street address where the ubo is registered. Without merchantip this field becomes important. Any street address is accepted.
Post-auth	transactionid	String	Critical & Required	The unique identifier of the transaction event. Every transaction event, so auth, capture, auth_capture, etc., has its own unique ID.
Post-auth	timestamp	Double	Critical & Required	The UTC time at which the transaction was made. When sending events in realtime, this will usually be 'now'. Only Unix Timestamps are accepted.
Post-auth	transactiontype	String	Critical & Required	The type of transaction event. Possible values are: auth, capture, auth_capture, refund, void, top_up, incremental_auth, atm or reversal. Details about each possible value below. auth: An authorization is used to reserve funds on the customer's card without yet deducting them. capture: A capture is used to immediately deduct authorised funds (up to the amount auth'd) from a customer's card. A capture should always be linked to at least one authorization via the parenttransactionid. auth_capture: A simultaneous combination of auth and capture in the same transaction, for when there is no need to perform these operations separately. refund: A refund transaction returns credit to a customer's payment method. void: A void transaction is the explicit discarding of authorization of funds. top_up: Increases the available credit of a credit card. incremental_auth: A transaction that increases the authorised amount of a confirmed auth transaction that has not yet been captured. atm: An automated teller machine (atm) transaction. reversal: A reversal annuls the transaction and re-credits the customer's payment method. This happens directly after the transaction has taken place but before the funds have been fully processed. none: Use only when the transactiontype is unknown.
Post-auth	customer	String	Critical & Required	The name of Fraudio's client that makes the API call.
Post-auth	success	String	Critical & Required	Indicates if the transaction was successfully completed with no technical error. Accepted values are: true, false or none. - true: Successfully completed. - false: Unsuccessfully completed.. - none: Unknown.
Post-auth	responsecode	String	Critical & Required	The response code is a numerical code that indicates the outcome of authorization checks of issuing banks.. The code must be a 2 character ISO8583-1987 response.
Post-auth	avsresult	String	Important	AVS (Address Verification System) result is the outcome of a check performed for Card-not-Present and MOTO transactions on the billing address provided by the shopper to see if the provided address matches the address on file with the card issuer. This helps verify the identity of the shopper vs the actual cardholder. It is more likely that the shopper is the cardholder when the billing address details match. Accepted values are: - A: Addresses match/ZIP codes do not. - B: Street addresses match, but ZIP codes not verified due to incompatible formats. - C: Street address and postal/ZIP codes not verified due to incompatible formats. - D: Street addresses and postal/ZIP codes match (VISA). Customer name incorrect, ZIP codes match (AMEX / JCB). - E: Customer name incorrect, billing address and ZIP code match. - F: Street addresses and postal codes match (VISA). Customer name incorrect, billing address matches (AMEX / JCB). - G: Address information not verified for international transaction. - I: Address information not verified. - K: Customer name matches. - L: Customer name and ZIP code match. - M: Street addresses and postal/ZIP codes match. - N: No match. - O: Customer name and billing address match. - P: Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats. - R: Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. - S: AVS not supported. - T: Nine-digit zip code matches, address does not match. - U: Information is unavailable. - W: For U.S. Addresses, nine-digit postal code matches, address does not. For address outside the U.S. postal code matches, address does not (MasterCard / Discover). Customer name, billing address, and postal code are all correct ( AMEX / JCB). - X: For U.S. addresses, nine-digit postal code and addresses matches. For addresses outside the U.S., postal code and address match. - Y: Street address and postal/ZIP match. - Z: Postal/ZIP match, street addresses do not match or street address not included in request. - none: Unknown.
Post-auth	authresult	String	Supplementary	Indicates if the transaction successfully passed all authentication and authorization checks. Accepted values are: - fail: failed authentication and authorization. - success: successful authentication and authorization. - none: Unknown.
Post-auth	cavvresult	String	Important	The Cardholder Authentication Verification Value (CAVV) is a value that allows VISA to validate the integrity of the Verified by Visa (VbV) transaction data for VISA 3Ds transactions. Accepted values are: - 0: CAVV authentication results invalid, no verification performed. - 1: CAVV failed verification (authentication), Issuer approves authorization. - 2: CAVV passed verification (authentication), Issuer approves authorization. - 3: CAVV passed verification (attempt), Issuer approves authorization. - 4: CAVV failed verification (attempt), Issuer approves authorization. - 5: Not Used - Reserved. - 6: CAVV not verified (VisaNet flag for Issuer not selected), Issuer approves authorization. - 7: CAVV failed verification (attempt), Issuer approves authorization. - 8: CAVV passed verification (attempt), Issuer approves authorization. - 9: CAVV failed verification (attempt), Issuer approves authorization. - A: CAVV passed verification (attempt), Issuer approves authorization. - B: CAVV passed verification (authentication). - C: CAVV failed verification (attempt). - D: CAVV failed verification (authentication). - none: Unknown.
Post-auth	cvvresult	String	Important	Card Verification Value (CVV) result is the outcome of a check performed on the security code provided by the shopper to see if it matches the code on file with the card issuer. Accepted values: - M: CVV2 Match. - N: CVV2 No Match. - P: Not processed. - S: CVV2 should be on the card. - U: Issuer does not participate in CVV2 service, or participates but has not provided the encryption keys, or both. - X: No response from association. - none: Unknown.
Post-auth	ddresult	String	Supplementary	The dynamic descriptor result returned by the processor is the text that represents businesses on bank account statements. Can be up to 22 characters long.
Post-auth	eci	String	Important	The Electronic Commerce Indicator (ECI) is the value indicating the outcome of 3D-Secure (3DS) authentication attempted on transactions where 3DS is enabled. Different card schemes use different values. Accepted values for Visa / American Express / JCB / Discover / Diners are: - 05: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 06: Either cardholder or card issuing bank is not 3D enrolled. - 07: Authentication is unsuccessful or not attempted. - none: Unknown. Accepted values for MasterCard are: - 02: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 01: Either cardholder or card issuing bank is not 3D enrolled. - 00: Authentication is unsuccessful or not attempted. - none: Unknown.
Post-auth	gatewaydeclinereason	String	Important	The gateway decline reason is a code provided by the payment gateway indicating the reason for a declined transaction. Declinecodes differ from gateway to gateway, therefore the reason of the decline is preferred. Any declinereason is accepted. E.g. Application Incomplete, Duplicate, Fraud, Risk Thresholds, Card Disabled.
Post-auth	merchantadvicecode	String	Supplementary	The merchant advice code is a code provided by the merchant's payment processor that indicates the reason for a declined transaction, and how it can be retried.
Post-auth	ucafindicator	String	Supplementary	The Universal Cardholder Authentication (UCAF) indicator indicates to what extend the UCAF data collection is supported for MasterCard 3DS transactions. Accepted values are: - 0: UCAF data collection is not supported by the merchant. - 1: UCAF data collection is supported by the merchant, and UCAF data may be present and contain an attempted AAV. - 2: UCAF data collection is supported by the merchant and UCAF data must be present and contain a fully authenticated AAV. - none: Unknown.
Chargebacks	transactionid	String	Critical & Required	The unique identifier of the transaction event. Every transaction event, so auth, capture, auth_capture, etc., has its own unique ID.
Chargebacks	timestamp	Double	Critical & Required	The UTC time at which the transaction was made. When sending events in realtime, this will usually be 'now'. Only Unix Timestamps are accepted.
Chargebacks	reporttype	String	Critical & Required	The type of fraud report. Some possible values are fraud notification, 1st chargeback, information supplied, reversed chargeback, pre-arbitration, 2nd chargeback. Details about each possible value below. - fraud notification: Fraud activity reported by the (cardholder's) bank. Examples are Visa's TC40 files and MasterCard's SAFE files. - 1st chargeback: First stage of the chargeback where the disputed amount is withdrawn from the merchant's account. - information supplied: Defense documents against the 1st chargeback are supplied. - reversed chargeback: The disputed amount is transferred back to the merchant's account. - pre-arbitration: Card scheme evaluates the defense. - 2nd chargeback: 2nd and definite chargeback where the disputed amount is withdrawn from the merchant's account.
Chargebacks	merchant	String	Critical & Required	The name or identifier of the merchant. This field uniquely identifies the merchant, and should not be confused with the MID. Any name or unique identifier is accepted.
Chargebacks	chargebackreason	String	Important	Reason for the chargeback.
Chargebacks	fraudimportdate	Double	Important	Timestamp when a dispute was opened.
Chargebacks	chargebackid	String	Supplementary	External ID of this chargeback, unique for the customer.
Chargebacks	fraudreason	String	Supplementary	Reason why the transaction was fraudulent.
Merchant Account Information	merchant	String	Supplementary	The name or identifier of the merchant. This field uniquely identifies the merchant, and should not be confused with the MID. Any name or unique identifier is accepted.
Merchant Account Information	mcccode	String	Supplementary	A Merchant Category Code (MCC) is a four-digit number listed for financial services. An MCC is used to classify a business by the types of goods or services it provides. Only ISO 18245 mcc codes are accepted.
Merchant Account Information	acquirer	String	Supplementary	The acquirer is a financial institution with whom the merchant has a bank account.
Merchant Account Information	acquirercountry	String	Supplementary	Countrycode of country where the acquirer is registered. Only ISO 3166-1 numeric country codes are accepted.
Merchant Account Information	merchantcity	String	Supplementary	City where the merchant is registered. Without merchantip this field becomes important. Any city is accepted.
Merchant Account Information	merchantcountry	String	Supplementary	Countrycode of country where the merchant is registered.Only ISO 3166-1 numeric country codes are accepted
Merchant Account Information	merchantip	String	Supplementary	The IP address of the merchant refers to the IP address where the merchant is registered. It is important to distinguish between the acceptor IP and the merchant IP. The acceptor IP is the location of the merchant's server where the payment is received. Therefore, a merchant can have multiple acceptor IPs, but only one merchant IP.
Merchant Account Information	merchantpostalcode	String	Supplementary	Postal code where the merchant is registered. Without merchantip this field becomes important. Any postal code is accepted.
Merchant Account Information	merchantstatecode	String	Supplementary	State where the merchant is registered. Without merchantip this field becomes important. Any state code is accepted.
Merchant Account Information	merchantstreetaddress	String	Supplementary	Street address where the merchant is registered. Without merchantip this field becomes important. Any street address is accepted.
Merchant Account Information	mid	String	Supplementary	The MID, or Merchant ID, is a unique identifier assigned to a merchant by their payment processor. It's important to note that the MID does not uniquely identify the merchant, but rather it identifies the merchant's account. This is because a merchant can have multiple MIDs, as they may have separate merchant accounts for different aspects of their business.
Merchant Account Information	submerchant	String	Supplementary	The name or identifier of the submerchant, which is a merchant that processes under a payment service provider or payment facilitator. These services use one merchant account to process the transactions of many sub-merchants, thereby eliminating the need for each sub-merchant to open and maintain a fully-fledged merchant account. Any name or unique identifier is accepted.
Merchant Account Information	iso	String	Supplementary	The full name of the Independent Sales Organisation (ISO) that accepts credit card payments for the merchant account that is in its portfolio.
Merchant Account Information	isocountry	String	Supplementary	The country of the ISO.
Merchant Account Information	kyclevel	String	Supplementary	The Know-Your-Customer level of the merchant. Any indication level is accepted.
Merchant Account Information	kyclevelnorm	Double	Supplementary	A normalized know-your-customer level of the merchant between 0 and 1, where 0 is a totally unknown and untrusted merchant and 1 is a fully known and absolutely trusted merchant.
Merchant Account Information	limitprofile	String	Supplementary	The limit profile of a merchant is a set of limits imposed on the daily/weekly/monthly transaction amounts. A low limit profile number denotes low limits on all transactions.
Merchant Account Information	merchantemail	String	Supplementary	The email address of the merchant.
Merchant Account Information	merchantturnover	String	Supplementary	Expected monthly turnover (auths and authcaptures) to be processed through the merchant’s account in euros.
Merchant Account Information	merchanturl	String	Supplementary	URL of merchant web site or page where transaction took place. Any URL is accepted.
Merchant Account Information	ocptenabled	String	Supplementary	Indicates if ocpt is enabled for this merchant. When ocpt is enabled, payout back to the cardholder is supported.
Merchant Account Information	payfac	String	Supplementary	The full name of the Payment Facilitator that has the merchant account in its portfolio.
Merchant Account Information	payfaccountry	String	Supplementary	The country of the Payment Facilitator.
Merchant Account Information	registrationdate	Double	Supplementary	The time UTC at which the merchant got registered. Only Unix Timestamps are accepted.
Merchant Account Information	ubo	String	Supplementary	The full name of the Ultimate Beneficial Owner (UBO). The UBO is the individual that is registered as the owner of the merchant account.
Merchant Account Information	ubocountry	String	Supplementary	Countrycode of country where the ubo is registered. Only ISO 3166-1 numeric country codes are accepted.
Merchant Account Information	uboemail	String	Supplementary	The email address of the ubo.
Merchant Account Information	ubophonenumber	String	Supplementary	The phone number of the ubo.
Merchant Account Information	ubostreetaddress	String	Supplementary	Street address where the ubo is registered. Without merchantip this field becomes important. Any street address is accepted.