Payment Events Enrichment

Enriches the payment transaction event dataset for full payment transaction processing event context. Collecting payment transaction events that don’t require fraud scoring, catering to a range of transactions beyond just authorizations (auth) and auth_captures.

POST https://api.fraudio.com/v1/transactions/payment-events-enrichment

Suitable for those using a pre-auth or post-auth integration.

• Events to Send: capture, refund, void, reversal, auth, and auth_capture.
• Note: This endpoint does not provide a fraud score.

Request Parameters

Request parameters in JSON format

Toggle to view an example of request parameters in JSON format

json

{
  "transactionid": "49fp3l68395gs24g",
  "transactiontype": "void",
  "amount": 251.41,
  "currency": "012",
  "currencyunit": "major",
  "timestamp": 1646063615,
  "cardbin": "442742",
  "merchant": "Fred & Freddy Sports Store",
  "parenttransactionid": "4583409307",
  "cardtoken": "49fp3l68395gs24g",
  "acceptorip": "542.6.8.838",
  "cardexpirydate": "03/21",
  "channel": "moto",
  "channelsubtype": "paymentlink",
  "lastfourdigits": "4932",
  "mcccode": "5969",
  "merchantip": "128.0.0.1",
  "posentrymode": "012",
  "recurring": "true",
  "recurringparentid": "09a70bd7-2993-4df6-a693-99c26ee4bedb",
  "registrationdate": 100041643253.143105,
  "threedsused": "true",
  "transactionip": "152.0.6.152",
  "transactionintend":"purchase",
  "acceptorid": "6ad3b45e-0f14-4522-885b-dd8049fc773c",
  "acceptorcity": "London",
  "acceptorcountry": "056",
  "acceptorpostalcode": "38010",
  "acceptorstatecode": "38010",
  "acceptorstreetaddress": "29 Ravenscroft, Covingham",
  "acceptordeviceid": "832362hsd7-04hs-44gjs-885b-25hsdfsg3k3",
  "acceptordevicegeocoordinates": "+40.7128-074.0060/",
  "acquirer": "Acquirer X",
  "acquirercountry": "056",
  "avsused": "true",
  "bankaccountnumber": "NL15INGB4014343434343",
  "bookingdate": 1702851883,
  "bookingprocessingdate": 1705443883,
  "bookingreference": "6UTAKBKI",
  "cardaccess": "pinaccess",
  "cardholder": "John Spencer",
  "cardholderemail": "support@fraudio.com",
  "cardholderphonenumber": "+31 71 000 0000",
  "cavvused": "true",
  "checkindate": 1703715883,
  "checkoutdate": 1704147883,
  "cvvused": "true",
  "digitalwalletoperator": "apple_pay",
  "gateway": "staged",
  "initialrecurring": "true",
  "issuingplan": "merchant plan 1",
  "kyclevel": "5",
  "kyclevelnorm": 0.5,
  "limitprofile": "5",
  "merchantname": "Shoes & Co.",
  "merchantcity": "London",
  "merchantcountry": "528",
  "merchantemail": "support@fraudio.com",
  "merchantpostalcode": "w1b 3hh",
  "merchantstatecode": "GA",
  "merchanturl": "www.foreverliving.com",
  "mid": "1532512",
  "ocptenabled": "true",
  "operationdate": 1703543083,
  "operationid": "FKPAIPRXNV",
  "processor": "Processor Y",
  "tenantbaseamount": 251.41,
  "shopperemail": "support@fraudio.com",
  "shoppername": "John Spencer",
  "shopperphonenumber": "+31 71 000 0000",
  "submerchant": "Shoestore X",
  "terminaltype": "cat1",
  "transactioncountry": "056",
  "transactionpostalcode": "w1b 3hh",
  "transactionstatecode": "GA",
  "transactionstreetaddress": "29 Ravenscroft, Covingham",
  "avsresult": "A",
  "cvvresult": "S",
  "eci": "02",
  "responsecode": "05",
  "success": "true",
  "authresult": "success",
  "cavvresult": "5",
  "ddresult": "ZXC* Site Access 4343-432-333",
  "gatewaydeclinereason": "Card Disabled",
  "ucafindicator": "2"
}

Request parameters: Field Reference Table

Field	Data Type	Payment Fraud (Issuer)	Payment Fraud (Acquirer / Processor)	Merchant Fraud / AML	Description
transactionid	String	Critical & Required	Critical & Required	Critical & Required	The unique identifier of the transaction event. Every transaction event, so auth, capture, auth_capture, etc., has its own unique ID.
transactiontype	String	Critical & Required	Critical & Required	Critical & Required	The type of transaction event, for events that do not need scoring. Accepted values are: - auth: An authorization reserves funds on the customer's card without yet deducting them. - capture: A capture immediately deducts the authorized funds from the customer's card. A capture must always be linked to at least one authorization via the parenttransactionid. - auth_capture: A simultaneous combination of authorization and capture, used when there is no need to perform these operations separately. - refund: A refund transaction returns funds to the customer's payment method, typically reversing a previously completed capture. - void: A void transaction cancels a prior authorization, effectively discarding the reserved funds before they are captured. - incremental_auth: A transaction that increases the authorized amount on an existing authorization. This applies only to authorizations that have not yet been captured. - reversal: A reversal cancels a completed transaction and re-credits the customer's payment method. This typically occurs shortly after the transaction but before the funds have fully settled.
timestamp	Double	Critical & Required	Critical & Required	Critical & Required	The UTC time at which the transaction was made. When sending events in realtime, this will usually be 'now'. Only Unix Timestamps are accepted.
amount	Double	Critical & Required	Critical & Required	Critical & Required	The transaction amount in the unit specified by the currencyunit field and in the currency specified by the currency field.
currency	String	Critical & Required	Critical & Required	Critical & Required	The 3-digit ISO code for the currency used in the transaction.
currencyunit	String	Critical & Required	Critical & Required	Critical & Required	This field defines the unit of currency used in the 'amount' field. Accepts only major (e.g., 12.30) or minor (e.g., 1230) unit values. This choice should align with the unit used in the 'amount' field.
channel	String	Critical & Required	Critical & Required	Critical & Required	Indicates the specific type of channel used for a transaction. Accepted values with their description: - ecom: Ecommerce transaction, this is a card-not-present transaction done over the internet. - pos: Point of Sale transaction, also known as card-present. - moto: A mail or telephone order is a card-not-present transaction where the cardholder gives permission to process the transaction by providing order and payment details by mail (not email), fax, or telephone. - atm: Automated Teller Machine transaction, where a card is used at an ATM for activities such as cash withdrawals and deposits.
merchant	String	Critical & Required	Critical & Required	Critical & Required	The unique identifier of the merchant. This field uniquely identifies the merchant, and should not be confused with the MID. Any unique identifier is accepted.
mcccode	String	Critical & Required	Critical & Required	Critical & Required	A Merchant Category Code (MCC) is a four-digit number listed for financial services. An MCC is used to classify a business by the types of goods or services it provides. Only ISO 18245 mcc codes are accepted.
cardbin	String	Critical & Required	Critical & Required	Critical & Required	The BIN is the first 6–9 digits of the card number. Six-digit BINs are becoming unreliable due to scheme expansion, so please provide 7–9 digit BINs where available for higher accuracy.
lastfourdigits	String	Critical & Required	Critical & Required	Critical & Required	The last four digits of the card number.
cardexpirydate	String	Critical & Required	Critical & Required	Critical & Required	The expiry date of the card. Accepted format: MM/yy.
cardtoken	String	Critical & Required	Critical & Required	Critical & Required	A string that uniquely identifies a payment card, sent in place of the actual Primary Account Number (PAN). It can be an encrypted or hashed version of the PAN. This can be an internally generated token or one provided by an external party (such as a payment processor, Google Pay, Apple Pay, etc.). This tokenization enhances security by avoiding transmission of sensitive card data.
responsecode	String	Critical & Required	Critical & Required	Critical & Required	The response code is a numerical code that indicates the outcome of authorization checks of issuing banks. The code must be a 2 character ISO8583-1987 response.
success	String	Critical & Required	Critical & Required	Critical & Required	This indicates the overall result of the transaction. Accepted values are: - true: Transaction fully completed without any failures (both technical and non-technical). - false: Any part of the transaction failed or did not meet the necessary criteria, regardless of technical success. - none: The outcome of the transaction is uncertain or not yet known. Please use true only for fully successful transactions. Use false if there's any doubt or known issues, and none when outcome information is incomplete.
acceptorcountry	String	Important	Important	Important	Countrycode of country where the card acceptor is located. Only ISO 3166-1 numeric country codes are accepted.
acceptorip	String	Important	Important	Important	The acceptor IP address is the IP address of the card acceptor's terminal. For card-present transactions this terminal, which is used by the merchant to process payments, is typically located on the merchant's premises.
avsresult	String	Important	Important	Important	AVS (Address Verification System) result is the outcome of a check performed for Card-not-Present and MOTO transactions on the billing address provided by the shopper to see if the provided address matches the address on file with the card issuer. Accepted values are: - A: Addresses match/ZIP codes do not. - B: Street addresses match, but ZIP codes not verified due to incompatible formats. - C: Street address and postal/ZIP codes not verified due to incompatible formats. - D: Street addresses and postal/ZIP codes match (VISA). Customer name incorrect, ZIP codes match (AMEX / JCB). - E: Customer name incorrect, billing address and ZIP code match. - F: Street addresses and postal codes match (VISA). Customer name incorrect, billing address matches (AMEX / JCB). - G: Address information not verified for international transaction. - I: Address information not verified. - K: Customer name matches. - L: Customer name and ZIP code match. - M: Street addresses and postal/ZIP codes match. - N: No match. - O: Customer name and billing address match. - P: Postal/ZIP codes match. Acquirer sent both postal/ZIP code and street address, but street address not verified due to incompatible formats. - R: Retry: System unavailable or timed out. Issuer ordinarily performs address verification but was unavailable. - S: AVS not supported. - T: Nine-digit zip code matches, address does not match. - U: Information is unavailable. - W: For U.S. Addresses, nine-digit postal code matches, address does not. For address outside the U.S. postal code matches, address does not (MasterCard / Discover). Customer name, billing address, and postal code are all correct ( AMEX / JCB). - X: For U.S. addresses, nine-digit postal code and addresses matches. For addresses outside the U.S., postal code and address match. - Y: Street address and postal/ZIP match. - Z: Postal/ZIP match, street addresses do not match or street address not included in request. - none: Unknown.
avsused	String	Important	Important	Important	Indicates if AVS (Address Verification System) is enabled. AVS checks are performed for Card-not-Present and MOTO transactions on the billing address provided by the shopper to see if the provided address matches the address on file with the card issuer. This helps verify the identity of the shopper vs the actual cardholder. It is more likely that the shopper is the cardholder when the billing address details match. Before authentication it can already be known whether AVS is enabled, the result (avsresult) will only be known after authentication. Accepted values are: - true: AVS enabled. - false: AVS disabled. - none: Unknown.
cavvresult	String	Important	Important	Important	The Cardholder Authentication Verification Value (CAVV) is a value that allows VISA to validate the integrity of the Verified by Visa (VbV) transaction data for VISA 3Ds transactions. Accepted values are: - 0: CAVV authentication results invalid, no verification performed. - 1: CAVV failed verification (authentication), Issuer approves authorization. - 2: CAVV passed verification (authentication), Issuer approves authorization. - 3: CAVV passed verification (attempt), Issuer approves authorization. - 4: CAVV failed verification (attempt), Issuer approves authorization. - 5: Not Used - Reserved. - 6: CAVV not verified (VisaNet flag for Issuer not selected), Issuer approves authorization. - 7: CAVV failed verification (attempt), Issuer approves authorization. - 8: CAVV passed verification (attempt), Issuer approves authorization. - 9: CAVV failed verification (attempt), Issuer approves authorization. - A: CAVV passed verification (attempt), Issuer approves authorization. - B: CAVV passed verification (authentication). - C: CAVV failed verification (attempt). - D: CAVV failed verification (authentication). - none: Unknown.
cavvused	String	Important	Important	Important	Indicates if Cardholder Authentication Verification Value (CAVV) is enabled for the transaction. Before authentication it can already be known whether CAVV is enabled, the result (cavvresult) will only be known after authentication. Accepted values are: - true: CAVV enabled. - false: CAVV disabled. - none: Unknown.
channelsubtype	String	Important	Important	Important	Indicates the subtype of channel used for a transaction. This is a subfield of channel. Accepted values with their description: - paymentlink: The payment is done using a link that is shared by the merchant, also known as PayByLink transactions. - telephoneorder: MoTo transactions where the order and payment details are provided by telephone. - mailorder: MoTo transactions where the order and payment details are provided by mail (not email). - none: Unknown.
cvvresult	String	Important	Important	Important	Card Verification Value (CVV) result is the outcome of a check performed on the security code provided by the shopper to see if it matches the code on file with the card issuer. Accepted values: - M: CVV2 Match. - N: CVV2 No Match. - P: Not processed. - S: CVV2 should be on the card. - U: Issuer does not participate in CVV2 service, or participates but has not provided the encryption keys, or both. - X: No response from association. - none: Unknown.
cvvused	String	Important	Important	Important	Indicates if Card Verification Value (CVV) checks are done for the transaction. Card Verification Value (CVV) checs are performed on the security code provided by the shopper to see if it matches the code on file with the card issuer. Before authentication it can already be known whether CVV is enabled, the result (cvvresult) will only be known after authentication. Accepted values are: - true: CVV checks are done. - false: CVV checks are not done. - none: Unknown.
eci	String	Important	Important	Important	The Electronic Commerce Indicator (ECI) is the value indicating the outcome of 3D-Secure (3DS) authentication attempted on transactions where 3DS is enabled. Different card schemes use different values. Accepted values for Visa / American Express / JCB / Discover / Diners are: - 05: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 06: Either cardholder or card issuing bank is not 3D enrolled. - 07: Authentication is unsuccessful or not attempted. - none: Unknown. Accepted values for MasterCard are: - 02: Both cardholder and card issuing bank are 3D enabled. 3D card authentication is successful. - 01: Either cardholder or card issuing bank is not 3D enrolled. - 00: Authentication is unsuccessful or not attempted. - none: Unknown.
merchantcountry	String	Important	Important	Important	Countrycode of country where the merchant is registered. Only ISO 3166-1 numeric country codes are accepted.
merchantip	String	Important	Important	Important	The IP address of the merchant refers to the IP address where the merchant is registered. It is important to distinguish between the acceptor IP and the merchant IP. The acceptor IP is the location of the merchant's server where the payment is received. Therefore, a merchant can have multiple acceptor IPs, but only one merchant IP.
mid	String	Important	Important	Important	The unique identifier assigned to a merchant by their payment processor. It's important to note that the MID does not uniquely identify the merchant, but rather it identifies the merchant's account. This is because a merchant can have multiple MIDs, as they may have separate merchant accounts for different aspects of their business.
parenttransactionid	String	Important	Important	Important	The identifier that links separate events of one transaction. The parenttransactionid can link auths with captures, voids and refunds and it can link auth_captures with refunds and voids. Any unique identifier is accepted. For example: In order to link a capture with an authorization, you need to specify the transactionid of the corresponding auth or auth_capture as the parenttransactionid
posentrymode	String	Important	Important	Important	The Point of Sale (POS) entry mode is the code (3 digits) that identifies the method used to capture the PAN entry mode and the PIN entry capability. ISO 8583 (field 22) POS entry mode consists of 2 parts: 1. PAN (Primary Account Number) entry mode (the first 2 digits): - 00: Unknown. - 01: Key entered / Manual. - 02: Magnetic stripe. - 03: Bar code. - 05: ICC (integrated circuit card, that is, chip). - 07: Auto entry via contactless EMV. - 10: Merchant has Cardholder Credentials on File. - 80: Fallback from integrated circuit card (ICC) to magnetic stripe. - 81: Electronic commerce. - 91: Auto entry via contactless magnetic stripe. 2. PIN entry capability (the third digit): - 0: Unknown - 1: Terminal can accept PINs. - 2: Terminal cannot accept PINs. - none: Completely unknown posentrymode.
recurring	String	Important	Important	Important	Indicates if the payment is recurring or not. Accepted values are: - true: Is recurring. - false: is not recurring. - none: Unknown.
threedsused	String	Important	Important	Important	Indicates if 3D-Secure (3DS) is enabled for the transaction. Before authentication it can already be known whether 3DS is enabled, the result (eci) will only be known after authentication. Accepted values are: - true: 3-D Secure has been used. - false: 3-D Secure has not been used. - none: Unknown.
transactioncountry	String	Important	Important	Important	The country code of the shopper's device from which the card-not-present transaction is made. Only ISO 3166-1 numeric country codes are accepted.
transactionip	String	Important	Important	Important	IP-address of the shopper's device with which the card-not-present transaction is made.
transactionintent	String	Important	Important	Important	The intent of the cardholder. Accepted values are: - purchase: the cardholder intends to make a purchase, such as buying goods or services. - card_verification: the cardholder intends to confirm the card's validity or register the card for future transactions. - withdrawal: the cardholder intends to withdraw funds, such as at an ATM or via a bank teller. - deposit: the cardholder intends to deposit funds into an account. - balance_inquiry: the cardholder intends to check their account balance at an ATM. - pin_verification: the cardholder intends to verify their PIN at an ATM without performing another transaction. - set_pin: the cardholder intends to set up or reset a PIN, often for first-time use or after a reset request. - fund_transfer: the cardholder intends to transfer funds between accounts, typically within the same bank. - payout: the cardholder intends to receive funds (unrelated to a purchase reversal or refund), such as a gambling payout. - none: Unknown
gatewaydeclinereason	String	n.a.	Important	Important	The gateway decline reason is a code provided by the payment gateway indicating the reason for a declined transaction. Declinecodes differ from gateway to gateway, therefore the reason of the decline is preferred. Any declinereason is accepted. E.g. Application Incomplete, Duplicate, Fraud, Risk Thresholds, Card Disabled.
shopperemail	String	Supplementary	Supplementary	Important	The email address of the shopper.
shoppername	String	Supplementary	Supplementary	Important	The name of the shopper. Any name is accepted.
shopperphonenumber	String	Supplementary	Supplementary	Important	The phone number of the shopper.
acceptorcity	String	Supplementary	Supplementary	Supplementary	City where the card acceptor is located. Any city name is accepted.
acceptorid	String	Supplementary	Supplementary	Supplementary	The name or unique identifier of the acceptor. Any name or unique identifier is accepted.
acceptorpostalcode	String	Supplementary	Supplementary	Supplementary	Postal code where the card acceptor is located. Any postal code is accepted.
acceptorstatecode	String	Supplementary	Supplementary	Supplementary	State where the card acceptor is located. Any state code is accepted.
acceptorstreetaddress	String	Supplementary	Supplementary	Supplementary	Street address where the card acceptor is located. Without acceptorip this field becomes important. Any street address is accepted.
acceptordeviceid	String	Supplementary	Supplementary	Supplementary	The unique identifier for the physical device on which the acceptor (terminal) is installed. Note that a single acceptor (terminal) can be associated with multiple acceptor devices.
acceptordevicegeocoordinates	String	Supplementary	Supplementary	Supplementary	Geographic coordinates of the acceptor's device. Only ISO 6709 format is accepted. Accepted format: {sign}{latitude}{sign}{longitude}/.
acquirer	String	Supplementary	Supplementary	Supplementary	The acquirer is a financial institution with whom the merchant has a bank account.
acquirercountry	String	Supplementary	Supplementary	Supplementary	Countrycode of country where the acquirer is registered. Only ISO 3166-1 numeric country codes are accepted.
authresult	String	Supplementary	Supplementary	Supplementary	Indicates if the transaction successfully passed all authentication and authorization checks. Accepted values are: - fail: failed authentication and authorization. - success: successful authentication and authorization. - none: Unknown.
bookingdate	Double	Supplementary	Supplementary	Supplementary	The date and time when a reservation or booking was made, applicable to services like hotels, flights, events, and car rentals. Only Unix Timestamps (UTC) are accepted.
bookingprocessingdate	Double	Supplementary	Supplementary	Supplementary	The date and time when a booking was processed or confirmed, which may differ from the booking date, applicable across various service sectors. Only Unix Timestamps (UTC) are accepted.
bookingreference	String	Supplementary	Supplementary	Supplementary	A unique code or number for identifying agitnd tracking a booking in various service industries, from travel to event management. This code is generally a customer-facing identifier provided as a confirmation of a booking, used by the customer to reference, manage, or modify their reservation.
cardaccess	String	Supplementary	Supplementary	Supplementary	Information on how the card was accessed. Accepted values are: - pinaccess: Card is accessed by using a pincode. - signatureaccess: Card is accessed by using a signature. - hybrid: Card is accessed by using a pincode and a signature. - none: Unknown.
cardholder	String	Supplementary	Supplementary	Supplementary	The name or unique identifier of the cardholder. This is not the same as the cardtoken, as a cardholder can have multiple credit cards (cardtokens). Any name or unique identifier is accepted.
cardholderemail	String	Supplementary	Supplementary	Supplementary	The email address of the card holder.
cardholderphonenumber	String	Supplementary	Supplementary	Supplementary	The phone number of the card holder.
checkindate	Double	Supplementary	Supplementary	Supplementary	The date when a customer or guest is scheduled to start their service, like arriving at a hotel, boarding a flight, or picking up a rental car. Only Unix Timestamps (UTC) are accepted.
checkoutdate	Double	Supplementary	Supplementary	Supplementary	The date when the service concludes, such as the end of a hotel stay, return of a rental car, or completion of an event. Only Unix Timestamps (UTC) are accepted.
ddresult	String	Supplementary	Supplementary	Supplementary	The dynamic descriptor result returned by the processor is the text that represents businesses on bank account statements. Can be up to 22 characters long.
deviceid	String	Supplementary	Supplementary	Supplementary	The mobile device id or any other device id. Any id is accepted.
deviceos	String	Supplementary	Supplementary	Supplementary	The operating system (os) of the mobile device. Any os is accepted.
devicephonenumber	String	Supplementary	Supplementary	Supplementary	The phone number of the mobile device. Any phone number is accepted.
initialrecurring	String	Supplementary	Supplementary	Supplementary	Indicates if the transaction is the first of a series of recurring transactions. Accepted values are: - true: The transaction is the first of a series of recurring transactions. - false: The transaction is not the first of a series of recurring transactions. - none: Unknown.
merchantadvicecode	String	Supplementary	Supplementary	Supplementary	The merchant advice code is a code provided by the merchant's payment processor that indicates the reason for a declined transaction, and how it can be retried.
merchantname	String	Supplementary	Supplementary	Supplementary	The name of the merchant. Any name is accepted.
merchantcity	String	Supplementary	Supplementary	Supplementary	City where the merchant is registered. Without merchantip this field becomes important. Any city is accepted.
merchantpostalcode	String	Supplementary	Supplementary	Supplementary	Postal code where the merchant is registered. Without merchantip this field becomes important. Any postal code is accepted.
merchantstatecode	String	Supplementary	Supplementary	Supplementary	State where the merchant is registered. Without merchantip this field becomes important. Any state code is accepted.
merchantstreetaddress	String	Supplementary	Supplementary	Supplementary	Street address where the merchant is registered. Without merchantip this field becomes important. Any street address is accepted.
operationdate	Double	Supplementary	Supplementary	Supplementary	The scheduled date and time for a specific operation, such as a hotel stay, flight, event attendance, or car rental period. Only Unix Timestamps (UTC) are accepted.
operationid	String	Supplementary	Supplementary	Supplementary	The unique identifier used internally by service providers to manage and track a variety of operational activities, including hotel reservations, flights, events, and car rentals, across different service-oriented industries.
processor	String	Supplementary	Supplementary	Supplementary	A payment processor is a company (often a third party) appointed by a merchant to handle transactions from various channels such as credit cards and debit cards for merchant acquiring banks.
proxyused	String	Supplementary	Supplementary	Supplementary	Indicates whether a proxy server was used.
recurringparentid	String	Supplementary	Supplementary	Supplementary	The identifier that links back to the initial recurring transaction (the first of a series of recurring transactions).
submerchant	String	Supplementary	Supplementary	Supplementary	The name or unique identifier of the submerchant, which is a merchant that processes under a payment service provider or payment facilitator. These services use one merchant account to process the transactions of many sub-merchants, thereby eliminating the need for each sub-merchant to open and maintain a fully-fledged merchant account. Any name or unique identifier is accepted.
terminaltype	String	Supplementary	Supplementary	Supplementary	The type of unattended POS terminal, also known as Cardholder-Activated Terminal (CAT) types. Accepted values are: - cat1: Automated Dispensing Machine - cat2: Self Service Terminal - cat3: Limited Amount Terminal - cat4: InFlight Terminal - cat6: Electronic Commerce - cat7: Transponder - cat9: MPOS (mobile POS) - none: Unknown.
transactioncity	String	Supplementary	Supplementary	Supplementary	City of the shopper's device with which the card-not-present transaction is made
transactionpostalcode	String	Supplementary	Supplementary	Supplementary	Postal code of the shopper's device with which the card-not-present transaction is made.
transactionstatecode	String	Supplementary	Supplementary	Supplementary	State of the shopper's device with which the card-not-present transaction is made.
transactionstreetaddress	String	Supplementary	Supplementary	Supplementary	Street address of the shopper's device with which the card-not-present transaction is made.
ucafindicator	String	Supplementary	Supplementary	Supplementary	The Universal Cardholder Authentication (UCAF) indicator indicates to what extend the UCAF data collection is supported for MasterCard 3DS transactions. Accepted values are: - 0: UCAF data collection is not supported by the merchant. - 1: UCAF data collection is supported by the merchant, and UCAF data may be present and contain an attempted AAV. - 2: UCAF data collection is supported by the merchant and UCAF data must be present and contain a fully authenticated AAV. - none: Unknown.
kyclevel	String	n.a.	Supplementary	Important	The Know-Your-Customer level of the merchant. Any indication level is accepted.
limitprofile	String	n.a.	Supplementary	Important	The limit profile of a merchant is a set of limits imposed on the daily/weekly/monthly transaction amounts. A low limit profile number denotes low limits on all transactions.
merchantemail	String	n.a.	Supplementary	Important	The email address of the merchant.
merchantturnover	String	n.a.	Supplementary	Important	Expected monthly turnover (auths and authcaptures) to be processed through the merchant's account in euros.
merchanturl	String	n.a.	Supplementary	Important	URL of merchant web site or page where transaction took place. Any URL is accepted.
registrationdate	Double	n.a.	Supplementary	Important	The time UTC at which the merchant got registered. Only Unix Timestamps are accepted.
ubo	String	n.a.	Supplementary	Important	The full name of the Ultimate Beneficial Owner (UBO). The UBO is the individual that is registered as the owner of the merchant account.
ubocountry	String	n.a.	Supplementary	Important	Countrycode of country where the ubo is registered. Only ISO 3166-1 numeric country codes are accepted.
gateway	String	n.a.	Supplementary	Supplementary	A payment gateway is a merchant service that facilitates a payment transaction by the transfer of information between a payment portal (such as a website, mobile phone or interactive voice response service) and the front end processor or acquiring bank.
iso	String	n.a.	Supplementary	Supplementary	The full name of the Independent Sales Organisation (ISO) that accepts credit card payments for the merchant account that is in its portfolio.
isocountry	String	n.a.	Supplementary	Supplementary	The country of the ISO.
kyclevelnorm	Double	n.a.	Supplementary	Supplementary	A normalized know-your-customer level of the merchant between 0 and 1, where 0 is a totally unknown and untrusted merchant and 1 is a fully known and absolutely trusted merchant.
ocptenabled	String	n.a.	Supplementary	Supplementary	Indicates if ocpt is enabled for this merchant. When ocpt is enabled, payout back to the cardholder is supported.
payfac	String	n.a.	Supplementary	Supplementary	The full name of the Payment Facilitator that has the merchant account in its portfolio.
payfaccountry	String	n.a.	Supplementary	Supplementary	The country of the Payment Facilitator.
uboemail	String	n.a.	Supplementary	Supplementary	The email address of the ubo.
ubophonenumber	String	n.a.	Supplementary	Supplementary	The phone number of the ubo.
ubostreetaddress	String	n.a.	Supplementary	Supplementary	Street address where the ubo is registered. Without merchantip this field becomes important. Any street address is accepted.
bankaccountnumber	String	n.a.	n.a.	Supplementary	Bank Account Number. This refers to the International Bank Account Number (IBAN) or any equivalent national bank account number or ID.
digitalwalletoperator	String	n.a.	n.a.	Supplementary	Indicates the Digital Wallet Operator (DWO). A digital wallet refers to an electronic system that allows customers to pay for purchases without presenting a physical credit or debit card, both in ecommerce checkout and at the point of sale. Prefer the wallet brand when known. Accepted values are: - apple_pay: Apple Pay. - google_pay: Google Pay. - samsung_pay: Samsung Pay. - paypal: PayPal. - amazon_pay: Amazon Pay. - click_to_pay: Click to Pay. - alipay: Alipay. - wechat_pay: WeChat Pay. - other: A digital wallet other than the named brands above (still a wallet transaction). - none: Not a digital wallet transaction, or unknown.
tenantbaseamount	Double	Supplementary	Supplementary	Supplementary	The transaction amount expressed in the tenant's base currency as configured in the portal.
cardbrand	String	Supplementary	Supplementary	Supplementary	Brand of the payment card (e.g., Visa, Mastercard). If sent, this value overrides the brand normally obtained from Fraudio's BIN database, so it should only be provided if highly reliable.
brandcardtype	String	Supplementary	Supplementary	Supplementary	Product tier or sub-type within the card brand (e.g., Signature, Platinum). If sent, this value overrides the card type normally obtained from Fraudio's BIN database, so it should only be provided if highly reliable.
cardcountry	String	Supplementary	Supplementary	Supplementary	Country code of card issuance (ISO 3166-1 numeric). If sent, this value overrides the issuing country normally obtained from Fraudio's BIN database, so it should only be provided if highly reliable.
cardtype	String	Supplementary	Supplementary	Supplementary	High-level type of card (e.g., credit, debit, prepaid). If sent, this value overrides the card type normally obtained from Fraudio's BIN database, so it should only be provided if highly reliable.
issuingbank	String	Supplementary	Supplementary	Supplementary	Name or ID of the bank that issued the card. If sent, this value overrides the issuing bank normally obtained from Fraudio's BIN database, so it should only be provided if highly reliable.
cardholderkyclevel	String	Supplementary	n.a.	Supplementary	The Know-Your-Customer level of the card holder. Any indication level is accepted.
cardholderkyclevelnorm	Double	Supplementary	n.a.	Supplementary	A normalized know-your-customer level of the card holder between 0 and 1, where 0 is totally unknown/untrusted and 1 is fully known/absolutely trusted.
cardholderlimitprofile	String	Supplementary	n.a.	Supplementary	The limit profile of a cardholder represents limits imposed on daily/weekly/monthly transaction amounts. A low profile number denotes low limits on all transactions.

Response Parameters

Status Code	Status Message	Description	Schema
200	OK	Standard response for successful HTTP requests.	200 OK - Payment Events Enrichment response
4xx, 500, 501, 502, 503, 504	error	Various error messages for unsuccessful HTTP requests.	Problem response

Code Samples

Shell

curl -X POST 'https://api.fraudio.com/v1/transactions/payment-events-enrichment' \
    -H 'Content-Type: application/json' \
    -H "authorization: Bearer $ACCESS_TOKEN" \
    --data-raw '{
   "transactionid":"49fp3l68395gs24g",
   "transactiontype":"void",
   "amount":251.41,
   "currency":"012",
   "currencyunit":"major",
   "timestamp":1646063615,
   "cardbin":"442742",
   "merchant":"12451215",
   "parenttransactionid":"4583409307",
   "cardtoken":"49fp3l68395gs24g",
   "acceptorip":"542.6.8.838",
   "cardexpirydate":"03/21",
   "channel":"moto",
   "channelsubtype":"paymentlink",
   "lastfourdigits":"4932",
   "mcccode":"5969",
   "merchantip":"128.0.0.1",
   "posentrymode":"012",
   "recurring":"true",
   "recurringparentid":"09a70bd7-2993-4df6-a693-99c26ee4bedb",
   "registrationdate":100041643253.143105,
   "threedsused":"true",
   "transactionip":"152.0.6.152",
   "transactionintend":"purchase",
   "acceptorid":"6ad3b45e-0f14-4522-885b-dd8049fc773c",
   "acceptorcity":"London",
   "acceptorcountry":"056",
   "acceptorpostalcode":"38010",
   "acceptorstatecode":"38010",
   "acceptorstreetaddress":"29Ravenscroft,Covingham",
   "acquirer":"Acquirer X",
   "acquirercountry":"056",
   "avsused":"true",
   "bankaccountnumber":"NL15INGB4014343434343",
   "bookingdate":1702851883,
   "bookingprocessingdate":1705443883,
   "bookingreference":"6UTAKBKI",
   "cardaccess":"pinaccess",
   "cardholder":"JohnSpencer",
   "cardholderemail":"support@fraudio.com",
   "cardholderphonenumber":"+31 71 000 0000",
   "cavvused":"true",
   "checkindate":1703715883,
   "checkoutdate":1704147883,
   "cvvused":"true",
   "digitalwalletoperator":"apple_pay",
   "gateway":"staged",
   "initialrecurring":"true",
   "issuingplan":"merchant plan 1",
   "kyclevel":"5",
   "kyclevelnorm":0.5,
   "limitprofile":"5",
   "merchantcity":"London",
   "merchantcountry":"528",
   "merchantemail":"support@fraudio.com",
   "merchantpostalcode":"w1b3hh",
   "merchantstatecode":"GA",
   "merchanturl":"www.foreverliving.com",
   "mid":"1532512",
   "ocptenabled":"true",
   "operationdate":1703543083,
   "operationid":"FKPAIPRXNV",
   "processor":"ProcessorY",
   "shopperemail":"support@fraudio.com",
   "shoppername":"John Spencer",
   "shopperphonenumber":"+31 71 000 0000",
   "submerchant":"ShoestoreX",
   "terminaltype":"cat1",
   "transactioncountry":"056",
   "transactionpostalcode":"w1b3hh",
   "transactionstatecode":"GA",
   "transactionstreetaddress":"29Ravenscroft,Covingham",
   "avsresult":"A",
   "cvvresult":"S",
   "eci":"02",
   "responsecode":"05",
   "success":"true",
   "authresult":"success",
   "cavvresult":"5",
   "ddresult":"ZXC*SiteAccess4343-432-333",
   "gatewaydeclinereason":"CardDisabled",
   "ucafindicator":"2"
}'

Python

import json
import os

import requests

payment_events_enrichment_endpoint = "https://api.fraudio.com/v1/transactions/payment-events-enrichment"
access_token = os.environ["ACCESS_TOKEN"]
transaction = {
    "transactionid": "49fp3l68395gs24g",
    "transactiontype": "void",
    "amount": 251.41,
    "currency": "012",
    "currencyunit": "major",
    "timestamp": 1646063615,
    "cardbin": "442742",
    "merchant": "Fred&FreddySportsStore",
    "parenttransactionid": "4583409307",
    "cardtoken": "49fp3l68395gs24g",
    "acceptorip": "542.6.8.838",
    "cardexpirydate": "03/21",
    "channel": "moto",
    "channelsubtype": "paymentlink",
    "lastfourdigits": "4932",
    "mcccode": "5969",
    "merchantip": "128.0.0.1",
    "posentrymode": "012",
    "recurring": "true",
    "recurringparentid": "09a70bd7-2993-4df6-a693-99c26ee4bedb",
    "registrationdate": 100041643253.143105,
    "threedsused": "true",
    "transactionip": "152.0.6.152",
    "acceptorid": "6ad3b45e-0f14-4522-885b-dd8049fc773c",
    "acceptorcity": "London",
    "acceptorcountry": "056",
    "acceptorpostalcode": "38010",
    "acceptorstatecode": "38010",
    "acceptorstreetaddress": "29Ravenscroft,Covingham",
    "acquirer": "Acquirer X",
    "acquirercountry": "056",
    "avsused": "true",
    "bankaccountnumber": "NL15INGB4014343434343",
    "bookingdate": 1702851883,
    "bookingprocessingdate": 1705443883,
    "bookingreference": "6UTAKBKI",
    "cardaccess": "pinaccess",
    "cardholder": "JohnSpencer",
    "cardholderemail": "support@fraudio.com",
    "cardholderphonenumber": "+31 71 000 0000",
    "cavvused": "true",
    "checkindate": 1703715883,
    "checkoutdate": 1704147883,
    "cvvused": "true",
    "digitalwalletoperator": "apple_pay",
    "gateway": "staged",
    "initialrecurring": "true",
    "issuingplan": "merchant plan 1",
    "kyclevel": "5",
    "kyclevelnorm": 0.5,
    "limitprofile": "5",
    "merchantcity": "London",
    "merchantcountry": "528",
    "merchantemail": "support@fraudio.com",
    "merchantpostalcode": "w1b3hh",
    "merchantstatecode": "GA",
    "merchanturl": "www.foreverliving.com",
    "mid": "1532512",
    "ocptenabled": "true",
    "operationdate": 1703543083,
    "operationid": "FKPAIPRXNV",
    "processor": "ProcessorY",
    "shopperemail": "support@fraudio.com",
    "shoppername": "John Spencer",
    "shopperphonenumber": "+31 71 000 0000",
    "submerchant": "ShoestoreX",
    "terminaltype": "cat1",
    "transactioncountry": "056",
    "transactionpostalcode": "w1b3hh",
    "transactionstatecode": "GA",
    "transactionstreetaddress": "29Ravenscroft,Covingham",
    "avsresult": "A",
    "cvvresult": "S",
    "eci": "02",
    "responsecode": "05",
    "success": "true",
    "authresult": "success",
    "cavvresult": "5",
    "ddresult": "ZXC*SiteAccess4343-432-333",
    "gatewaydeclinereason": "CardDisabled",
    "ucafindicator": "2",
}
headers = {
    "authorization": f"Bearer {access_token}",
    "Content-Type": "application/json",
}
r = requests.post(payment_events_enrichment_endpoint, headers=headers, data=json.dumps(transaction))
print(r.json())

Java

package com.fraudio;

import java.io.IOException;
import java.net.URI;
import java.net.URISyntaxException;
import java.net.http.HttpClient;
import java.net.http.HttpRequest;
import java.net.http.HttpResponse;

public class PaymentEventsEnrichment {
  public static void main(String[] args) throws IOException, URISyntaxException, InterruptedException {
    String paymentEventsEnrichmentEndpoint = "https://api.fraudio.com/v1/transactions/payment-events-enrichment";
    String accessToken = System.getenv("ACCESS_TOKEN");
    String transaction = "{\"transactionid\":\"49fp3l68395gs24g\",\"transactiontype\":\"void\",\"amount\":251.41,\"currency\":\"012\",\"currencyunit\":\"major\",\"timestamp\":1646063615,\"cardbin\":\"442742\",\"merchant\":\"Fred&FreddySportsStore\",\"parenttransactionid\":\"4583409307\",\"cardtoken\":\"49fp3l68395gs24g\",\"acceptorip\":\"542.6.8.838\",\"cardexpirydate\":\"03/21\",\"channel\":\"moto\",\"channelsubtype\":\"paymentlink\",\"lastfourdigits\":\"4932\",\"mcccode\":\"5969\",\"merchantip\":\"128.0.0.1\",\"posentrymode\":\"012\",\"recurring\":\"true\",\"recurringparentid\":\"09a70bd7-2993-4df6-a693-99c26ee4bedb\",\"registrationdate\":100041643253.143105,\"threedsused\":\"true\",\"transactionip\":\"152.0.6.152\",\"transactionintend\":\"purchase\",\"acceptorid\":\"6ad3b45e-0f14-4522-885b-dd8049fc773c\",\"acceptorcity\":\"London\",\"acceptorcountry\":\"056\",\"acceptorpostalcode\":\"38010\",\"acceptorstatecode\":\"38010\",\"acceptorstreetaddress\":\"29Ravenscroft,Covingham\",\"acquirer\":\"Acquirer X\",\"acquirercountry\":\"056\",\"avsused\":\"true\",\"bankaccountnumber\":\"NL15INGB4014343434343\",\"bookingdate\":1702851883,\"bookingprocessingdate\":1705443883,\"bookingreference\":\"6UTAKBKI\",\"cardaccess\":\"pinaccess\",\"cardholder\":\"JohnSpencer\",\"cardholderemail\":\"support@fraudio.com\",\"cardholderphonenumber\":\"+31 71 000 0000\",\"cavvused\":\"true\",\"cvvused\":\"true\",\"digitalwalletoperator\":\"apple_pay\",\"gateway\":\"staged\",\"initialrecurring\":\"true\",\"issuingplan\":\"merchant plan 1\",\"kyclevel\":\"5\",\"kyclevelnorm\":0.5,\"limitprofile\":\"5\",\"merchantcity\":\"London\",\"merchantcountry\":\"528\",\"merchantemail\":\"support@fraudio.com\",\"merchantpostalcode\":\"w1b3hh\",\"merchantstatecode\":\"GA\",\"merchanturl\":\"www.foreverliving.com\",\"mid\":\"1532512\",\"ocptenabled\":\"true\",\"processor\":\"ProcessorY\",\"shopperemail\":\"support@fraudio.com\",\"shoppername\":\"John Spencer\",\"shopperphonenumber\":\"+31 71 000 0000\",\"submerchant\":\"ShoestoreX\",\"terminaltype\":\"cat1\",\"transactioncountry\":\"056\",\"transactionpostalcode\":\"w1b3hh\",\"transactionstatecode\":\"GA\",\"transactionstreetaddress\":\"29Ravenscroft,Covingham\",\"avsresult\":\"A\",\"cvvresult\":\"S\",\"eci\":\"02\",\"responsecode\":\"05\",\"success\":\"true\",\"authresult\":\"success\",\"cavvresult\":\"5\",\"ddresult\":\"ZXC*SiteAccess4343-432-333\",\"gatewaydeclinereason\":\"CardDisabled\",\"ucafindicator\":\"2\"}";
    HttpRequest request = HttpRequest.newBuilder()
      .uri(new URI(paymentEventsEnrichmentEndpoint))
      .header("authorization", String.format("Bearer %s", accessToken))
      .header("Content-Type", "application/json")
      .POST(HttpRequest.BodyPublishers.ofString(transaction))
      .build();
    HttpClient client = HttpClient.newHttpClient();
    HttpResponse < String > response = client.send(request, HttpResponse.BodyHandlers.ofString());
    String responseBody = response.body();
    System.out.println("Response Code: " + response.statusCode() + "\nResponse Body: " + responseBody);
  }
}

Perl

use LWP::UserAgent;
use HTTP::Request::Common;

my $payment_events_enrichment_endpoint = 'https://api.fraudio.com/v1/transactions/payment-events-enrichment';
my $access_token = $ENV{"ACCESS_TOKEN"};
my $transaction = '{"transactionid":"49fp3l68395gs24g","transactiontype":"void","amount":251.41,"currency":"012","currencyunit":"major","timestamp":1646063615,"cardbin":"442742","merchant":"Fred&FreddySportsStore","parenttransactionid":"4583409307","cardtoken":"49fp3l68395gs24g","acceptorip":"542.6.8.838","cardexpirydate":"03/21","channel":"moto","channelsubtype":"paymentlink","lastfourdigits":"4932","mcccode":"5969","merchantip":"128.0.0.1","posentrymode":"012","recurring":"true","recurringparentid":"09a70bd7-2993-4df6-a693-99c26ee4bedb","registrationdate":100041643253.143105,"threedsused":"true","transactionip":"152.0.6.152","transactionintend":"purchase","acceptorid":"6ad3b45e-0f14-4522-885b-dd8049fc773c","acceptorcity":"London","acceptorcountry":"056","acceptorpostalcode":"38010","acceptorstatecode":"38010","acceptorstreetaddress":"29Ravenscroft,Covingham","acquirer":"Acquirer X","acquirercountry":"056","avsused":"true","bankaccountnumber":"NL15INGB4014343434343","bookingdate":1702851883,"bookingprocessingdate":1705443883,"bookingreference":"6UTAKBKI","cardaccess":"pinaccess","cardholder":"JohnSpencer","cardholderemail":"support@fraudio.com","cardholderphonenumber":"+31 71 000 0000","cavvused":"true","cvvused":"true","digitalwalletoperator":"apple_pay","gateway":"staged","initialrecurring":"true","issuingplan":"merchant plan 1","kyclevel":"5","kyclevelnorm":0.5,"limitprofile":"5","merchantcity":"London","merchantcountry":"528","merchantemail":"support@fraudio.com","merchantpostalcode":"w1b3hh","merchantstatecode":"GA","merchanturl":"www.foreverliving.com","mid":"1532512","ocptenabled":"true","processor":"ProcessorY","shopperemail":"support@fraudio.com","shoppername":"John Spencer","shopperphonenumber":"+31 71 000 0000","submerchant":"ShoestoreX","terminaltype":"cat1","transactioncountry":"056","transactionpostalcode":"w1b3hh","transactionstatecode":"GA","transactionstreetaddress":"29Ravenscroft,Covingham","avsresult":"A","cvvresult":"S","eci":"02","responsecode":"05","success":"true","authresult":"success","cavvresult":"5","ddresult":"ZXC*SiteAccess4343-432-333","gatewaydeclinereason":"CardDisabled","ucafindicator":"2"}';
my $req = HTTP::Request -> new(POST => $payment_events_enrichment_endpoint);
$req -> header('authorization' => "Bearer $access_token", "Content-Type" => "application/json");
$req -> content($transaction);
my $ua = LWP::UserAgent -> new;
my $resp = $ua -> request($req);
my $message = $resp -> decoded_content;
print "Received reply: $message";

PHP

<?php
$payment_events_enrichment_endpoint = "https://api.fraudio.com/v1/transactions/payment-events-enrichment";
$access_token = $_SERVER["ACCESS_TOKEN"];
$transaction =
    "{\"transactionid\":\"49fp3l68395gs24g\",\"transactiontype\":\"void\",\"amount\":251.41,\"currency\":\"012\",\"currencyunit\":\"major\",\"timestamp\":1646063615,\"cardbin\":\"442742\",\"merchant\":\"Fred&FreddySportsStore\",\"parenttransactionid\":\"4583409307\",\"cardtoken\":\"49fp3l68395gs24g\",\"acceptorip\":\"542.6.8.838\",\"cardexpirydate\":\"03/21\",\"channel\":\"moto\",\"channelsubtype\":\"paymentlink\",\"lastfourdigits\":\"4932\",\"mcccode\":\"5969\",\"merchantip\":\"128.0.0.1\",\"posentrymode\":\"012\",\"recurring\":\"true\",\"recurringparentid\":\"09a70bd7-2993-4df6-a693-99c26ee4bedb\",\"registrationdate\":100041643253.143105,\"threedsused\":\"true\",\"transactionip\":\"152.0.6.152\",\"transactionintend\":\"purchase\",\"acceptorid\":\"6ad3b45e-0f14-4522-885b-dd8049fc773c\",\"acceptorcity\":\"London\",\"acceptorcountry\":\"056\",\"acceptorpostalcode\":\"38010\",\"acceptorstatecode\":\"38010\",\"acceptorstreetaddress\":\"29Ravenscroft,Covingham\",\"acquirer\":\"Acquirer X\",\"acquirercountry\":\"056\",\"avsused\":\"true\",\"bankaccountnumber\":\"NL15INGB4014343434343\",\"bookingdate\":1702851883,\"bookingprocessingdate\":1705443883,\"bookingreference\":\"6UTAKBKI\",\"cardaccess\":\"pinaccess\",\"cardholder\":\"JohnSpencer\",\"cardholderemail\":\"support@fraudio.com\",\"cardholderphonenumber\":\"+31 71 000 0000\",\"cavvused\":\"true\",\"cvvused\":\"true\",\"digitalwalletoperator\":\"apple_pay\",\"gateway\":\"staged\",\"initialrecurring\":\"true\",\"issuingplan\":\"merchant plan 1\",\"kyclevel\":\"5\",\"kyclevelnorm\":0.5,\"limitprofile\":\"5\",\"merchantcity\":\"London\",\"merchantcountry\":\"528\",\"merchantemail\":\"support@fraudio.com\",\"merchantpostalcode\":\"w1b3hh\",\"merchantstatecode\":\"GA\",\"merchanturl\":\"www.foreverliving.com\",\"mid\":\"1532512\",\"ocptenabled\":\"true\",\"processor\":\"ProcessorY\",\"shopperemail\":\"support@fraudio.com\",\"shoppername\":\"John Spencer\",\"shopperphonenumber\":\"+31 71 000 0000\",\"submerchant\":\"ShoestoreX\",\"terminaltype\":\"cat1\",\"transactioncountry\":\"056\",\"transactionpostalcode\":\"w1b3hh\",\"transactionstatecode\":\"GA\",\"transactionstreetaddress\":\"29Ravenscroft,Covingham\",\"avsresult\":\"A\",\"cvvresult\":\"S\",\"eci\":\"02\",\"responsecode\":\"05\",\"success\":\"true\",\"authresult\":\"success\",\"cavvresult\":\"5\",\"ddresult\":\"ZXC*SiteAccess4343-432-333\",\"gatewaydeclinereason\":\"CardDisabled\",\"ucafindicator\":\"2\"}";
$options = [
    "http" => [
        "header" =>
            "authorization: Bearer $access_token" .
            "Content-Type: application/json",
        "method" => "POST",
        "content" => $transaction,
    ],
];
$context = stream_context_create($options);
$result = file_get_contents($payment_events_enrichment_endpoint, false, $context);
print $result;
?>